INSPIRATION FOR TODAY: “We know we’re getting old when the only thing we want for our birthday is not to be reminded of it.”  ~ Unattributed THEY SAY IT’S YOUR BIRTHDAY!    As you ponder possible New Year’s resolutions this month, consider this new spin on birthdays. Imagine that today it’s your bir

KIDS AND MONEY: THE GIFT OF A PROMISING FUTURE by Steve Rosen Instead of showering your child or grandchild with stuff and more stuff, give a gift that has more permanent value: a 529 college savings plan. And while shopping for a plan can be complicated and confusing, new research on 529s from Morn

WHAT DOES 2019 HOLD IN STORE FOR THE REAL ESTATE MARKET? The 2019 forecast calls for partly cloudy skies, some sun, and a chance for rain, according to an analysis by the Realtor.com economic team. NAR chief economist, Danielle Hale makes her predictions as we end the current year. • While higher pr